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It can be valuable to visit with a mortgage professional first, even before you've determined what sort of house to search for. Why? What can we do for you before you have negotiated an amount, and do not know yet the amount you need to borrow?
We Will Help You Pre-Qualify
We can help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. During this process, we calculate your borrowing potential - analyzing your earning status, money available for down payment, existing debt, income, and other circumstances. It's quick and to the point; We take pride in keeping the paperwork to a minimum.
We give you a Pre-Qualification Letter once you qualify, which states that we are confident you'll qualify for up to a certain amount of mortgage loan dollars.
Power in the Pre-Qual
Armed with your pre-qualification letter, some advantages are yours once you find the home you want to make an offer for. The first is that you will know what you'll be able to afford when putting together your offer.
Having pre-qualification also will make your offer look even better to the home seller, like you were bringing them a suitcase full of cash! They won't need to be concerned they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to worry about. They have a virtual guarantee to trust your buying power.
We will help you pre-qualify
Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. This process outlines your current financial situation - your debts, income, career, down payment money, among other things. It's quick and basic; and we keep the paperwork to a minimum.
One on one
You can always use the mortgage calculators here on our site to get an idea of how much mortgage you will be able to afford - but it's also valuable to meet with one of our mortgage professionals. That way, we will help you get your pre-qualification letter. For another thing, we may locate a different mortgage choice that fits your situation better. Contact us at (303) 300-8601 to get started.
Have questions about pre-qualifying? Call us at (303) 300-8601. We answer pre-qualification questions every day.